MercantileX is a leader on domestic markets. Domestic Merchant and Acquiring Bank relationship facilitate valuable, effective and reliable processing. Whenever possible for local markets MercantileX will facilitate immediate domestic processing. Domestic processing allows merchant to benefit from Tier 1 pricing or margin over interchange rates. Each merchant’s domestic country holds its own minimum requirement laws and is subject their jurisdictions.
MercantileX niche specialty lies within global processing. Whether an independent startup selling a clothing line or a international conglomerate looking for stronger credit authorization acceptances, MercantileX is your answer. We have acquiring banks located on every populated continent and within every major economic center. Our international banking capabilities allow for true global growth unmatched anywhere.
MercantileX upholds stringent Underwriting practices ensuring the strongest portfolio of merchant accounts possible. This enables us to maintain strong working relationships with our acquiring banks while minimizing overall risk and exposure. Merchants that find themselves in hard to place situation can rest assured that MercantileX has a processing solution for you.
The MercantileX Gateway utilizes a proprietary fraud prevention filter that eliminates credit card fraud risk. Through the use of Proxy piercing, geo-identification, historical use patterns and pricing amounts the MercantileX Gateway can effectively remove 100% of all credit card fraud. MercantileX is currently working with a partner to offer a 2nd Step Verification tool that confirms the recurring billing cycle with the consumer before the authorization is settled. This tool will work similar to the 3-D Secure standards and eliminates multiple month charge back scenarios.
Rebill, Recur, Membership, Subscription, or whatever the method is, MercantileX has your solution. The PCI / DSS compliant MercantileX Gateway utilized state of the art stored card recurring processing and membership user rights control. MercantileX Gateway enables all types of recurring billing and subscription services, controlling the CRM and or Member Area Login based on the authorization and captured process of consumer funds.
MercantileX is currently working with a partner to offer a 2nd Step Verification tool that confirms the recurring billing cycle with the consumer before the authorization is settled. This tool will work similar to the 3-D Secure standards and eliminates multiple month charge back scenarios.